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Credit Processing

Primary offers a wide range of standard and customized credit processing solutions. Primary’s proprietary processing platform (patent pending) will analyze your customers’ direct deposit values, intervals of deposit, and other historical data and then instantly value their MLOC availability. When the line of credit is approved, our system enrolls the customer and works directly with your card processor to transfer the loan amount to your customer’s pre-paid card.

Since 2006, our platform has processed more than 2 million MLOC transactions.

Our system’s architecture is built to handle hundreds of thousands of configuration functions simultaneously. In fact, our platform boasts an uptime record of 99.9%1 so there is no interference with your financial institution’s systems or customer service needs.

1. "A rating of five nines" means 99.999% availability, which translates to a total downtown of approximately five minutes and fifteen seconds per year.